Terms of Use
These Terms of Use explain the rules, responsibilities and limitations that apply when using the Retire Today website, retirement calculator and educational resources.
Acceptance of These Terms
By accessing or using the Retire Today website, you agree to these Terms of Use. If you do not agree with these terms, you should not use the website, retirement calculator or related educational resources.
Educational Purpose
Retire Today provides educational retirement planning resources and financial planning tools. The retirement calculator is intended only to help users better understand retirement planning concepts, retirement estimates and possible savings scenarios. It should not be considered financial, investment, legal or tax advice.
Calculator Results
Calculator estimates are based on financial information entered by the user and on planning assumptions used by the tool. Changing income, retirement savings or yearly spending can change the estimate. Results are estimates only and should never be treated as guaranteed financial outcomes.
User Responsibilities
Users are responsible for entering accurate information, reviewing the results carefully and making their own financial decisions. You should consult qualified professionals when you need financial, investment, legal or tax guidance.
Intellectual Property
All website content, design, calculator logic, branding, graphics and written materials belong to Retire Today unless otherwise stated. Users may not copy, redistribute, reproduce or publish website content without permission.
Permitted Use
You may use the retirement calculator for personal retirement planning, educational purposes and financial learning. You may not use the website for illegal activity, automated scraping, copying calculator logic, reverse engineering or attempting to disrupt website functionality.
No Warranty
The website is provided "as is." Retire Today does not guarantee the accuracy, availability, completeness or future financial outcomes associated with the website, calculator, educational content or investment information.
Limitation of Liability
Retire Today is not responsible for financial losses, investment decisions, retirement outcomes or other consequences resulting from use of the retirement calculator, website content or educational resources.
Third-Party Services
The website may use services such as Google Analytics, Google Search Console, Microsoft Clarity and hosting providers. Their use is governed by their own terms and privacy policies.
Changes to These Terms
These Terms of Use may be updated periodically. Continued use of the website after updates are posted constitutes acceptance of the updated terms.
Contact
Questions regarding these Terms of Use may be sent using the contact information provided on the website.